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When do I need to sign up for Medicare?


You may enroll in Medicare as early as three months before your birthday, the month of your birthday, and up to three months after your birthday. These seven months are called your initial enrollment period (IEP). We recommend that you enroll prior to your birthday so you will be covered as soon as you turn 65. Early enrollment will also prevent gaps in coverage and will eliminate the possibility of any late enrollment penalties.

To enroll for Medicare online, go to

For those who are receiving Social Security benefits, good news! You are already enrolled. You will receive your Medicare card in the mail a few months before your 65th birthday. You still have a seven-month initial enrollment period (IEP) during which you may make changes to your coverage.

What will you (Bozer Financial Solutions) do for me?

There is no one-size-fits-all option to select when signing up for Medicare. It can be very customized and may leave one feeling confused, frustrated, and overwhelmed. We are here to listen to your needs, present your options, and help you choose the plan that is right for you. Selecting your Medicare plan is as personalized as matching it to your current physicians, your hospital of choice, and making sure you get the best price on any drugs you take. Our expert is ready to assist you at absolutely no fee to you. Click the link or call today to schedule an appointment.

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